@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700;800&family=Libre+Baskerville:wght@400;700&display=swap');
:root{--ink:#1c352b;--green:#1b4938;--copper:#b47b45;--cream:#f7f2e9;--line:#d9decf;--muted:#526358;--radius:18px;--shadow:0 14px 35px #182c2612}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:15px/1.8 'DM Sans',system-ui,sans-serif;color:var(--ink);background:#fdfcf8}a{color:inherit;text-decoration:none}img{display:block;max-width:100%}button,input,select{font:inherit}button{cursor:pointer}.wrap{width:min(1150px,92vw);margin:auto}.topbar{text-align:center;padding:8px;background:#1a3e32;color:#e8e5da;font-size:11px;letter-spacing:.05em}.topbar a{color:#e7c194}.header{position:sticky;top:0;z-index:100;background:#fdfcf9f7;backdrop-filter:blur(16px);border-bottom:1px solid #e1e3d7}.header-inner{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:20px}.logo{display:flex;align-items:center;gap:11px;font-family:'Libre Baskerville',serif;font-size:22px;font-weight:700;letter-spacing:-.05em}.logo svg{height:38px;width:38px}.logo .accent{color:#b57c46}.nav{display:flex;gap:25px;align-items:center;font-weight:700;font-size:12px}.nav a:hover{color:var(--copper)}.nav .nav-cta{border:1px solid #b4c4b4;border-radius:100px;padding:9px 17px}.menu-toggle{display:none;border:1px solid #dde4d9;background:transparent;border-radius:10px;padding:7px 13px}.eyebrow,.kicker{font-size:11px;text-transform:uppercase;letter-spacing:.18em;font-weight:900;color:var(--copper)}.btn{display:inline-flex;justify-content:center;align-items:center;padding:12px 21px;border-radius:100px;border:1px solid transparent;font-size:12px;font-weight:800;transition:transform .15s}.btn:hover{transform:translateY(-2px)}.btn-green{background:var(--green);color:white}.btn-outline{border-color:#bfcbbd;background:transparent;color:var(--green)}.btn-copper{background:var(--copper);color:white}.btns{display:flex;gap:12px;flex-wrap:wrap;margin-top:21px}.hero{padding:70px 0 90px;background:linear-gradient(115deg,#fcfaf4 30%,#e9eee4 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41px/1.2 'Libre Baskerville',serif;letter-spacing:-.04em}.feature-split p{color:var(--muted)}.number-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.number-strip article{padding:20px 22px;border-left:1px solid #d4dbcd}.number-strip b{display:block;color:var(--copper);font:700 32px 'Libre Baskerville',serif}.number-strip p{font-size:13px;color:var(--muted);line-height:1.65}.page-hero{padding:50px 0;background:#f2f4ed;border-bottom:1px solid #e0e5d8}.page-hero .wrap{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}.page-hero img{height:240px;width:100%;object-fit:cover;border-radius:17px}.page-hero p{color:var(--muted)}.crumbs{font-size:11px;color:var(--muted);font-weight:700;margin-bottom:10px}.crumbs a{color:#a06d41}.editorial-grid{display:grid;grid-template-columns:225px 1fr;gap:53px;align-items:start}.toc{position:sticky;top:110px;padding:18px;background:#f1f2eb;border-radius:14px;font-size:12px}.toc a{display:block;margin:9px 0;color:var(--muted)}.toc h4{margin:0 0 13px}.article-body p,.article-body li{color:#485b4f;font-size:15px;line-height:1.92}.article-body h2{font:700 29px/1.3 'Libre Baskerville',serif;margin:40px 0 16px;letter-spacing:-.04em}.article-body .article-intro{font-size:19px;color:#304d3e}.takeaway{border-left:5px solid var(--copper);background:#f5f1e7;padding:20px 25px;border-radius:0 15px 15px 0;margin:30px 0}.takeaway b{display:block}.calc{border:1px solid #d9dfd2;background:#fff;border-radius:22px;padding:30px;box-shadow:var(--shadow)}.calc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:17px}.form-field label{display:block;font-size:12px;font-weight:800;margin-bottom:6px}.form-field input,.form-field select{width:100%;padding:12px 13px;border:1px solid #c5d2c5;border-radius:10px;color:var(--ink);background:#fff}.calc-results{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:20px 0}.metric{padding:20px;border-radius:13px;background:#edf3eb}.metric b{display:block;font:700 24px 'Libre Baskerville',serif}.metric small{font-size:11px;color:var(--muted)}.field-tip{font-size:12px;color:var(--muted)}.sister{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center;background:#eeefe5;border-radius:25px;padding:25px}.sister img{height:290px;width:100%;object-fit:cover;border-radius:15px}.sister h2{font:700 34px/1.24 'Libre Baskerville',serif;letter-spacing:-.03em}.footer{background:#183c2f;color:#d2dfd3;padding:58px 0 24px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px}.footer .logo{color:white}.footer h4{color:#fff;margin:0 0 16px}.footer a{display:block;margin:9px 0;font-size:13px}.footer-bottom{border-top:1px solid #426453;padding-top:18px;margin-top:35px;font-size:11px}.disclaimer{color:#627264;font-size:12px;line-height:1.75}.notice{background:#fbf6e8;border:1px solid #ead9ba;padding:16px;border-radius:11px;font-size:13px}.checks{padding-left:18px;color:var(--muted)}.checks li{padding:6px 0}.table-scroll{overflow-x:auto;border:1px solid #dce3d8;border-radius:15px}.compare-table{border-collapse:collapse;width:100%;min-width:680px}.compare-table td,.compare-table th{padding:13px;text-align:left;border-bottom:1px solid #e4e8df;font-size:13px}.compare-table th{background:#eef3ec}.mini-note{font-size:12px;color:var(--muted)}*:focus-visible{outline:3px solid var(--copper);outline-offset:3px}@media(max-width:1000px){.guide-grid{grid-template-columns:repeat(2,1fr)}.nav{gap:12px}}@media(max-width:760px){.menu-toggle{display:block}.header-inner{min-height:65px}.nav{display:none;position:absolute;top:65px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:18px 5vw;box-shadow:var(--shadow)}.nav.open{display:flex}.nav a{padding:8px}.hero{padding:35px 0 65px}.hero-grid,.feature-split,.page-hero .wrap,.sister{grid-template-columns:1fr;gap:25px}.hero-image img{height:300px;border-radius:70px 15px 15px 15px}.hero-image 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